Students

Health insurance for your Spanish student visa

ASISA Health Students, with no co-payments and no waiting periods. Before you buy, we check the dates your consulate requires, and you buy from your home country.

Official source

What the procedure requires

For a study stay, the Ministry of Inclusion requires health insurance with an insurer authorised to operate in Spain, with benefits similar to the basic common services of the Spanish National Health System. Each consulate also publishes its own requirements, such as the dates the insurance must cover: we check yours.

The insurance that fits

ASISA Health Students

  • 2 to 12 months. It ends on expiry: it cannot be renewed or extended.
  • Health care with no co-payments or waiting periods, with exclusions, limits and a specific medical network.
See all conditions (4 more)
  • For people without a Spanish ID card or passport who need insurance to study in Spain, subject to requirements and acceptance.
  • Single premium paid by card when you buy.
  • Travel assistance with repatriation to the home country in case of death, as set out in the policy.
  • ASISA may ask for proof of the study programme when you buy and while the policy is in force.

Indicative price 2026 · from[PRECIO 2026] €/monthFor age [age] in [province]. Rates vary by age and area. [Taxes and surcharges included: yes/no] The same price as buying directly from ASISA.

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Before you buy

What we check with you before you buy

  • Exactly what your consulate or the office handling your application requires.
  • The start and end dates the policy must cover.
  • The doctors and centres in the medical network in the province where you will live.
  • Price, payment method and conditions in writing before you decide.
  • Whether your programme or the required dates go beyond the 12 months of Health Students.

Coming as a family? Up to 10 insured persons per contract. From the fourth insured person (inclusive), a 10% discount applies to everyone on the policy, according to the information note. Each person is subject to a health questionnaire and acceptance by ASISA.

How it works

All by email, from your home country

No need to travel to Spain and no Spanish bank account for the first payment.

  1. Tell me about your case

    On WhatsApp or with the form. We review your procedure, your dates and what your consulate requires.

  2. Send me your documents

    By email. I submit your application to ASISA. [PROCESSING TIME]

  3. Accept the conditions

    You receive an email to accept the pre-contractual information and then the payment link.

  4. Pay and get your certificate

    By card. When you pay, the certificate and your contract arrive by email.

Do not send medical data, ID documents or bank details on WhatsApp. Buying requires a health questionnaire and acceptance by ASISA. [DOCUMENTS JUAN ASKS FOR] [CHANNEL FOR THE HEALTH QUESTIONNAIRE]

If your visa is refused

You get your money back if the policy has not started yet

Health Students and Health Residents are non-refundable, except in this case. Both conditions must be met at the same time:

  1. 1The policy has not yet come into force.
  2. 2You provide an official letter from the Consulate or the competent Ministry confirming the refusal of the visa or residence permit.

The refund is paid to the same card used for the original payment, following ASISA’s procedure. Once the policy has started, there is no premium refund and no change to the start date.

Distance contracts: ASISA’s information notes include a 14-day right of withdrawal from delivery of the documents. [LEGAL REVIEW: pending written confirmation from ASISA on how it applies to Health Students and Health Residents] Students (PDF) · Residents (PDF)

Frequently asked questions

Does the insurance guarantee that my visa will be granted?

No. Insurance is one of the requirements you may be asked for. The consulate or the competent authority decides on the whole application.

Which dates must the insurance cover?

Those required by your consulate or the authority handling your application. Health Students lasts 2 to 12 months and cannot be renewed: if your programme or the required dates go beyond that, we review it before you buy.

Can I renew if my stay gets longer?

Health Students ends on its expiry date and cannot be renewed or extended: a new policy would be needed, subject to its requirements. Health Residents allows yearly extensions paid by direct debit. Do not assume renewal is automatic; we review it with you.

Can I insure my whole family on the same policy?

Health Students and Health Residents allow up to 10 insured persons per contract. From the fourth insured person (inclusive) there is a 10% discount applied to everyone on the policy, according to the information note. Each person is subject to a health questionnaire and acceptance by ASISA.

See 5 more questions
What does “no co-payments and no waiting periods” mean, and what are the limits?

It refers to the health care cover of Health Students and Health Residents. There are exclusions and limits per benefit: for example, podiatry up to 12 sessions and psychiatric hospitalisation up to 50 days per year. The product document sets a €7,000 deductible for Da Vinci surgery and travel medical expenses of up to €25,000 per insured person and trip. Optional covers have their own conditions. Read the IPID and the information note before buying.

Can I go to any ASISA centre?

Health Students and Health Residents use a specific medical network, different from other ASISA policies. Before you buy, we check which professionals and centres are available in the province where you will live.

What documents can ASISA ask for?

For Health Students, documents about the study programme may be required; for Health Residents, documents showing that the insurance is needed to apply for or renew residence. ASISA may ask for them when you buy and while the policy is in force. Not providing them may lead to the contract ending, under the policy rules.

Is it more expensive to buy through you than from ASISA?

No. It is the same price as buying directly from ASISA. The difference is that a person reviews your case before you buy.

Which language do you work in?

[SERVICE LANGUAGES: confirm whether Juan answers in English]

Your next chapter, Spain

Your next step is a conversation

Asking does not commit you to buy. I reply with the price and conditions in writing.

Exclusive ASISA agent · DGS no. C046148449163PCheck with the DGSFP · Intermediary information