Visado Salud

Health insurance for your Spanish student or residence visa

I help you choose the ASISA insurance that fits your application, and you buy it without leaving your home country.

Chat on WhatsAppRequest a quote

We check your case against

What brings you to Spain?

Two policies, depending on your procedure. Choose yours and I’ll tell you what you need.

No co-payments or waiting periods in the health care cover, with exclusions and limits. For age [age] in [province]. Rates vary by age and area. [Taxes and surcharges included: yes/no] Documents (Spanish): DIP Students · Note Students · DIP Residents · Note Residents

Juan Fernández Cifuentes, insurance agent

Juan Fernández CifuentesMolina de Segura, Spain

A real person on the other side

You talk to me. From start to finish.

I help you understand your insurance: what it includes, what it costs and what to check before you buy. It is the same price as buying directly from ASISA.

Exclusive ASISA insurance agent · DGS no. C046148449163P
Listed in the DGSFP register of insurance distributors. Check it · Intermediary information

Office: Calle San Juan 1, bajo, 30500 Molina de Segura, Murcia. Email or call me to arrange a visit.

How it works

All by email, from your home country

No need to travel to Spain and no Spanish bank account for the first payment.

  1. Tell me about your case

    On WhatsApp or with the form. We review your procedure, your dates and what your consulate requires.

  2. Send me your documents

    By email. I submit your application to ASISA. [PROCESSING TIME]

  3. Accept the conditions

    You receive an email to accept the pre-contractual information and then the payment link.

  4. Pay and get your certificate

    By card. When you pay, the certificate and your contract arrive by email.

Do not send medical data, ID documents or bank details on WhatsApp. Buying requires a health questionnaire and acceptance by ASISA. [DOCUMENTS JUAN ASKS FOR] [CHANNEL FOR THE HEALTH QUESTIONNAIRE]

What it covers…

0
co-payments or waiting periods in health care cover*
2–12
months with Health Students, to study
1 year
extendable with Health Residents, to live here

…and how you buy it

10
insured persons maximum per contract
−10%
for everyone from the 4th insured person
On payment
you get the certificate and contract by email

* In the health care cover of Health Students and Health Residents. There are exclusions and limits per benefit (for example, podiatry up to 12 sessions and psychiatric hospitalisation up to 50 days per year). Buying requires a health questionnaire, documents and acceptance by ASISA.

If your visa is refused

You get your money back if the policy has not started yet

Health Students and Health Residents are non-refundable, except in this case. Both conditions must be met at the same time:

  1. 1The policy has not yet come into force.
  2. 2You provide an official letter from the Consulate or the competent Ministry confirming the refusal of the visa or residence permit.

The refund is paid to the same card used for the original payment, following ASISA’s procedure. Once the policy has started, there is no premium refund and no change to the start date.

Distance contracts: ASISA’s information notes include a 14-day right of withdrawal from delivery of the documents. [LEGAL REVIEW: pending written confirmation from ASISA on how it applies to Health Students and Health Residents] Students (PDF) · Residents (PDF)

Frequently asked questions

Does the insurance guarantee that my visa will be granted?

No. Insurance is one of the requirements you may be asked for. The consulate or the competent authority decides on the whole application.

Does every foreign national need private insurance?

No. It depends on the type of stay or permit and on each person’s health coverage. That is why we review your procedure before offering you a policy.

Can I use travel insurance?

You should not assume so. Travel insurance and health care insurance have different scopes. For remote workers, the UGE states expressly that travel insurance does not meet this requirement. In other cases, you need to check what your procedure requires.

Is it more expensive to buy through you than from ASISA?

No. It is the same price as buying directly from ASISA. The difference is that a person reviews your case before you buy.

See 3 more questions
What does “no co-payments and no waiting periods” mean, and what are the limits?

It refers to the health care cover of Health Students and Health Residents. There are exclusions and limits per benefit: for example, podiatry up to 12 sessions and psychiatric hospitalisation up to 50 days per year. The product document sets a €7,000 deductible for Da Vinci surgery and travel medical expenses of up to €25,000 per insured person and trip. Optional covers have their own conditions. Read the IPID and the information note before buying.

Can I renew if my stay gets longer?

Health Students ends on its expiry date and cannot be renewed or extended: a new policy would be needed, subject to its requirements. Health Residents allows yearly extensions paid by direct debit. Do not assume renewal is automatic; we review it with you.

Which language do you work in?

[SERVICE LANGUAGES: confirm whether Juan answers in English]

Your next chapter, Spain

Your next step is a conversation

Asking does not commit you to buy. I reply with the price and conditions in writing.

Chat on WhatsAppRequest a quote

Exclusive ASISA agent · DGS no. C046148449163PCheck with the DGSFP · Intermediary information