ASISA Health Residents, with no co-payments, no waiting periods and yearly extensions. Before you buy, we check what your procedure requires, and you buy from your home country.
For the initial permit, the Ministry of Inclusion requires public or private health insurance with an insurer authorised to operate in Spain. To renew it, you must have kept the health insurance while the permit was valid and continue with it. Each consulate may set additional requirements: we check yours.
The Ministry of Inclusion lists among the requirements having health insurance for the sponsoring person and the reunited family members, and asks for documents showing that health care is guaranteed. We check what each member of your family needs.
Indicative price 2026 · from[PRECIO 2026] €/monthFor age [age] in [province]. Rates vary by age and area. [Taxes and surcharges included: yes/no] The same price as buying directly from ASISA.
Chat on WhatsApp (opens WhatsApp)Coming as a family? Up to 10 insured persons per contract. From the fourth insured person (inclusive), a 10% discount applies to everyone on the policy, according to the information note. Each person is subject to a health questionnaire and acceptance by ASISA.
No need to travel to Spain and no Spanish bank account for the first payment.
On WhatsApp or with the form. We review your procedure, your dates and what your consulate requires.
By email. I submit your application to ASISA. [PROCESSING TIME]
You receive an email to accept the pre-contractual information and then the payment link.
By card. When you pay, the certificate and your contract arrive by email.
Do not send medical data, ID documents or bank details on WhatsApp. Buying requires a health questionnaire and acceptance by ASISA. [DOCUMENTS JUAN ASKS FOR] [CHANNEL FOR THE HEALTH QUESTIONNAIRE]
Health Students and Health Residents are non-refundable, except in this case. Both conditions must be met at the same time:
The refund is paid to the same card used for the original payment, following ASISA’s procedure. Once the policy has started, there is no premium refund and no change to the start date.
Distance contracts: ASISA’s information notes include a 14-day right of withdrawal from delivery of the documents. [LEGAL REVIEW: pending written confirmation from ASISA on how it applies to Health Students and Health Residents] Students (PDF) · Residents (PDF)
No. Insurance is one of the requirements you may be asked for. The consulate or the competent authority decides on the whole application.
No. It depends on the type of stay or permit and on each person’s health coverage. That is why we review your procedure before offering you a policy.
To renew the non-lucrative residence, the Ministry of Inclusion requires that you have kept the health insurance while the permit was valid and continue with it. Health Residents is extended year by year; we check the dates with you so there are no gaps in cover.
Health Students and Health Residents allow up to 10 insured persons per contract. From the fourth insured person (inclusive) there is a 10% discount applied to everyone on the policy, according to the information note. Each person is subject to a health questionnaire and acceptance by ASISA.
Health Students ends on its expiry date and cannot be renewed or extended: a new policy would be needed, subject to its requirements. Health Residents allows yearly extensions paid by direct debit. Do not assume renewal is automatic; we review it with you.
It refers to the health care cover of Health Students and Health Residents. There are exclusions and limits per benefit: for example, podiatry up to 12 sessions and psychiatric hospitalisation up to 50 days per year. The product document sets a €7,000 deductible for Da Vinci surgery and travel medical expenses of up to €25,000 per insured person and trip. Optional covers have their own conditions. Read the IPID and the information note before buying.
Health Students and Health Residents use a specific medical network, different from other ASISA policies. Before you buy, we check which professionals and centres are available in the province where you will live.
For Health Students, documents about the study programme may be required; for Health Residents, documents showing that the insurance is needed to apply for or renew residence. ASISA may ask for them when you buy and while the policy is in force. Not providing them may lead to the contract ending, under the policy rules.
No. It is the same price as buying directly from ASISA. The difference is that a person reviews your case before you buy.
[SERVICE LANGUAGES: confirm whether Juan answers in English]
Asking does not commit you to buy. I reply with the price and conditions in writing.
Exclusive ASISA agent · DGS no. C046148449163PCheck with the DGSFP · Intermediary information